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I'm Mark Cahill, Mortgage Specialist.

North Dublin Mortgages

Making Mortgages Easy

Mortgage Calculator

This calculator is for illustration purposes only. Now that you have checked your repayment value, contact North Dublin Mortgages to receive the best offer and advice on the Irish market.

About North Dublin Mortgages

Trading since 2010, North Dublin Mortgages is a Mortgage brokerage with 16+ year's experience. We serve first time buyer, home mover, switcher and investor.

North Dublin Mortgages specialises in helping buy to let investors in completing the process of using pension and mortgage together to buy an investment property tax efficiently.

North Dublin Mortgages also operates as a friendly mortgage broker with access to agencies from leading mortgage institutions through both direct agency and mortgage network. Mark Cahill, of North Dublin Mortgages believes in providing a holistic service from cradle to grave and is happy to start guiding applicants 6-12 months pre application stage so they can hit the ground running quicker. There is no consulting fees to use North Dublin Mortgages for your mortgage application as a commission is paid by your preferred financial institution to North Dublin Mortgages 1 month after mortgage drawdown. Therefore, as your trusted mortgage broker, North Dublin Mortgages is as invested in completing your application process in a speedy and efficient manner, which keep broker and client on the same page.

Switch and Save Thousands on Your Mortgage

The market for switching has dried up somewhat in 2023 with some tracker holders showing interest after their rates went up with all the ECB hikes. Vulture fund clients experiencing higher interest rates than most also should switch but in a lot of cases are prevented from doing so.

“The main Irish bank and non-bank lenders have agreed a new set of criteria designed to provide clear guidance to mortgage holders whose loans are managed by credit servicing on how they could potentially switch their loan to another provider.” – Rachel McGovern, Director of Financial Services at Brokers Ireland.” September 2023, RTE.
With inflation coming under control again, we hope to see rate drops in line with expected ECB rate drops at the end of Q1 2024 and with attractive fixed rates finishing for many mortgage holders too, an appetite for switching to save money is expected to be on the increase!
North Dublin Mortgages - photo of jenga house and hand pulling out mortgage

Mortgage Protection

Before drawing down your mortgage, your bank will insist you have an adequate mortgage protection policy in place. We get you the lowest quote from the following life insurance companies:

Did you know, you can add serious illness cover to your mortgage protection policy so mortgage can be cleared or partially cleared in event of serious illness or either mortgage holder?

As a simple mortgage protection policy is a key element in overall family or business financial planning, ask your broker about the different benefits included in each providers mortgage protection policy

**From 1/12/23, all leading mortgage protection providers are obviously fully committed to complying fully with the Insurance Ireland Code of Practice for Underwriting Mortgage Protection Insurance for Cancer Survivors. The Code aims to ensure fair treatment regarding access to and affordability of Mortgage Protection life cover for cancer survivors.
What type of protection policy does the Code apply to?
Mortgage Protection policies for decreasing life cover policies, with no other types of life cover policies considered by the code.
What criteria apply to Mortgage Protection policies to avail of the Code?
  • A sum assured of €500,000 or less.
  • A sum assured that is equal to or less than the mortgage amount.
  • The cover must be for a mortgage that relates to the principal private residence of the applicant, meaning it will be where they live.

Applications will be assessed based on the date the application was submitted.

What criteria apply to a client’s history of cancer to avail of the Code?
  • The applicant must be in complete remission from cancer.
  • Their treatment for cancer must have ended.
  • If their diagnosis was before they turned 18, then treatment must have ended at least five years before their application.
  • If their diagnosis was post turning age 18, then treatment must have ended at least seven years before their application.
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